Bonus program for adults

In stage I from 1.1.2026, measures for the prevention and early detection of diseases will be rewarded (details on the program until 31.12.2025 can be found in the PDF on the 2025 bonus):

1. Participation in the free medical health check-up
   Either:
   a) Health check-up (possible once between the ages of 18 and 34, from 35 every 3 years) or
   b) Screening for hepatitis B or hepatitis C virus infection or
   c) Ultrasound examination for early detection of an abdominal aortic aneurysm
2. Participation in a free cancer screening examination
   Either:
   a) cancer screening for women only (once a year from 20 for the early detection of genital cancer, once a year from 30 for breast cancer and every 2 years from 50 to 69 for mammography) or
   b) cancer screening for men only (once a year from 45 for the early detection of prostate and external genital cancer) or
   c) screening for skin cancer or
   d) screening for lung cancer
3. Use of the annual dental check-up
   Once a year.
4. Proof of vaccinations (full basic immunization, booster or standard vaccination)
   Each vaccination carried out in 2026 will be credited. An existing vaccination status does not lead to a bonus.
5. Participation in an organized early detection program
   Upon written invitation from BKK WIRTSCHAFT & FINANZEN: Men and women from 50 years of age for colorectal cancer, women from 20 years of age for cervical cancer.
6. Sports medical examination
   Proof of participation in an additional preventive service in accordance with Section 12 (VIII) No. 6 of the BKK W&F statutes)
7. Participation in a maternity care measure
   Examinations by gynecologists or advice from midwives to identify and monitor high-risk pregnancies, serological tests (e.g. rubella test and blood grouping) and ultrasound.

Level II adds the following requirements as proof of health-conscious behavior:

1. Active membership of a fitness studio
2. Active membership in a sports club
3. Participation in a health course or compact program
4. Active member of a company/university sports group
5. Participation in a sporting event
   Proof with participation certificate or list of results

Adults receive a bonus of 20 euros for each proven measure from bonus levels 1 and 2.

If you would like to submit the evidence by post, please use the BKK bonus evidence form that can be downloaded here. There, the respective service providers – for example, medical practices – will find corresponding fields with which the measures are documented (self-declarations are not sufficient). Alternatively, a bonus program module is also available in our OGS app, where you can also upload evidence for each requirement individually.

Important: The bonus documents must also be received by us by March 31 of the following year.