Insured persons with statutory health insurance are entitled to digital health applications (DiGA) under certain conditions.
What are DiGA?
DiGA are CE-marked medical devices with a low risk class. The so-called “apps” or “(health) apps on prescription” are based on digital technology. According to the Federal Institute for Drugs and Medical Devices (BfArM), these applications are used for the “detection, monitoring, treatment or alleviation of diseases or the detection, treatment, alleviation or compensation of injuries or disabilities”. A DIGA is used by the insured person alone or together with the service provider in the form of apps on smartphones/tablets or directly as an application in a web browser. The entitlement only applies to applications that have been checked in advance by the BfArM and are listed in the DiGA directory are listed.
How do you get a DiGA?
The Digital Healthcare Act (DVG) allows doctors or psychotherapists to prescribe a suitable DiGA if required. If there is no prescription from a doctor, insured persons can also submit other proof of the existence of a medical indication for the corresponding DiGA to their health insurance provider.
The health insurance company then confirms the claim, generates an activation code and provides it to the insured person.
The insured person downloads the app to their device and can then activate it with the activation code and subsequently use it. Finally, the DiGA is billed directly between the health insurance company and the DiGA provider.
Important: Due to the statutory principle of benefits in kind, no subsequent reimbursement of costs is possible, so billing takes place exclusively between the health insurance company and the DiGA provider.
