Optional tariff Deductible Extraplus Budget

You must waive the following benefits in order to participate in the Extraplus optional tariff:

• an inpatient rehabilitation measure (an inpatient “cure,” the costs of which are covered by the BKK W&F),
• an inpatient preventive measure (a preventive cure),
• and the travel costs to these measures.

If you do use one or more of these services after taking out the optional tariff, you will have to pay a deductible of up to 180 euros in total. We will continue to cover all costs in excess of this – with the exception of statutory co-payments.

After completing the optional tariff, you will receive a premium of 120 euros from the BKK W&F immediately and annually thereafter, which you can use to conclude the ExtraPlus Budget tariff from Barmenia or another private supplementary insurance with a comparable scope of services.

If you opt for the optional tariff, you commit to the BKK W&F for three years instead of the regular 12 months. Your special right of termination in the event of an increase in the additional contribution remains unaffected.

1. Request the participation documents from BKK W&F using our form below.
2. Declare your participation in the BKK W&F’s optional tariff Selbstbehalt ExtraPlus Budget.
3. Also, complete the Barmenia application for their ExtraPlus Budget tariff and return both documents to BKK W&F in the prepaid envelope. If you take out another private supplementary insurance with a comparable scope of services, please send us corresponding proof instead.

Request documents here

In order to take advantage of the BKK optional tariff ExtraPlus Budget, you must take out private supplementary insurance that offers you a health budget. If you take this out with a company other than Barmenia, please provide us with proof of conclusion.

This supplementary insurance must cover at least eight of the following fields:

• Visual aids
• Operations to correct defective vision
• Naturopathic treatments by doctors and alternative practitioners
• Remedies (prescribed) incl. co-payments
• Aids (prescribed) incl. co-payments
• Medicines and dressings (prescribed) incl. co-payments
• Preventive medical check-ups by doctors
• Vaccinations
• Dental treatments
• Dentures
• Dental prophylaxis
• Orthodontic treatment after accidents

The ExtraPlus Budget tariff from our cooperation partner Barmenia fulfills this requirement.

With the Barmenia ExtraPlus Budget tariff, you receive a health budget of 200 euros per year. You can use this individually for

• Glasses and contact lenses – max. 120 euros
• Eye surgery instead of glasses (e.g. LASIK surgery)
• Check-ups at the doctor
• Naturopathic treatments by doctors and treatments by alternative practitioners (e.g. acupuncture, osteopathy, chiropractic) – max. 100 euros
• Remedies (e.g. physiotherapy, massages, speech therapy)
• Aids (e.g. hearing aids, bandages)
• Medicines and dressings
• Vaccinations (e.g. travel vaccinations)
• Dentures (e.g. implants, bridges, crowns)
• Dental treatment (e.g. high-quality plastic fillings, root and periodontal treatments)
• Dental cleaning – up to 60 euros
• Orthodontics after accidents

• You receive benefits immediately – without a waiting period. A health check is not required.

Contribution

Your advantage

Until the age of 51
you can use the annual bonus from BKK W&F of 120 euros to fully offset the contribution of the Barmenia tariff that matches the BKK optional tariff until the end of the month in which you turn 51, and benefit from services worth up to 200 euros.

From the age of 51
there is a gap between the BKK premium and the Barmenia contribution of (178.80 – 120 =) 58.80 euros per year. Here, participants benefit from an advantage of up to (200 – 58.80 =) 141.20 euros per year.

– Members whose contributions are paid by third parties cannot choose the optional tariff.

– Simultaneous participation in the optional premium payment plan is not possible.