Osteopathy: up to €360 reimbursement from your BKK W&F

Osteopathy brings the body back into balance with gentle techniques. Your BKK W&F contributes to the costs: up to 360 euros per year, with no percentage limit and no cap per session.
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independent of age
also for children
No session limit
Freely divisible
nationwide
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What is osteopathy?

Osteopathy is a manual diagnosis and therapy. It treats the musculoskeletal system, the internal organs and the nervous system – using only the hands, without devices, injections or medication. The focus is on the body’s self-healing powers: the treatment is intended to release blockages and rebalance the interaction of the body’s systems.

How much does BKK W&F pay for osteopathy?

Osteopathy is not one of the standard benefits covered by statutory health insurance. As a special additional benefit, the BKK W&F reimburses its policyholders up to 360 euros per year – regardless of age, without a percentage limit and without a limit per session. We deduct the amount per insured person from the invoice amount.

How to receive your refund

  1. Obtain a doctor’s prescription. Osteopathic treatment must be prescribed by a doctor in advance.
  2. Choose a qualified practitioner. The sessions must be carried out by medical doctors, physiotherapists or alternative practitioners who are members of a professional association of osteopaths or who have completed training with the appropriate authorization.
  3. Submit invoice and application. Submit the prescription, invoice and completed application to us by March 31 of the following year at the latest.

Important: The term “osteopath” is not protected in Germany and says nothing about the qualification. If you are unsure whether the qualification is sufficient for reimbursement, it is best to ask us before starting treatment.

Frequently asked questions

Up to 360 euros per year and insured person – regardless of age, with no percentage limit and no limit per session.

There are many therapists who offer osteopathic services. However, as the term is not protected by professional law in Germany, it says nothing about the qualification.

It is important for the disbursement of the subsidy from your BKK W&F that the osteopathic treatment has been prescribed by a doctor in advance and that the sessions are carried out by doctors, physiotherapists or alternative practitioners who

  • are a member of a professional association of osteopaths or
  • have completed training that entitles them to join a professional association.

If you are not sure whether the qualification is sufficient: Please ask us before starting a treatment whether we can recognize the cost coverage for the osteopath you have chosen.

The reimbursement documents must also be received by us by March 31 of the following year at the latest.

Yes. The reimbursement of up to 360 euros per year applies to all insured persons regardless of age – including infants, children and adolescents. As with adults, the prerequisite is a medical prescription issued in advance.

There is no fixed session limit. Your costs will be reimbursed up to the annual amount of 360 euros – regardless of how many sessions they are spread over.

Please submit these documents to us for reimbursement:

  • the doctor’s prescription,
  • the invoice for the osteopathic treatment and
  • the completed application for reimbursement (as a download on this page).

The documents must be received by March 31 of the following year at the latest.

Yes. In order for the BKK W&F to reimburse the costs, the osteopathic treatment must be prescribed by a doctor in advance. Submit the prescription to us together with the invoice and the application for reimbursement.

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