Pregnancy

Your doctor’s surgery will issue a certificate stating the expected date of delivery, which will also contain your application for maternity benefit.

We will pay you the second part of the maternity benefit as soon as you have notified us of the birth of your child.

You can send us your application for maternity benefit by e-mail, post or OGS.

You can also submit a birth certificate to us by e-mail, post or OGS.

The maternity benefit amounts to a maximum of 13 euros per day, the difference to the last net earnings is paid by the employer as a supplement to the maternity benefit.

The prerequisite is that we have your employer’s certificate of remuneration and that the protection period has already begun.

Maternity benefit is always paid for at least 99 days.

A period that could not be claimed before a birth is added (premature births).

You will automatically receive a certificate for submission to the parental allowance office as soon as we have received your birth certificate.

A free professional dental cleaning during pregnancy:

As part of our special care contract with our cooperation partner DentNet we cover the costs of professional teeth cleaning during pregnancy. The prerequisite is that you have this carried out in a participating dental practice. You will then be billed directly via your insurance card. If you receive a private invoice from your dental practice, the BKK W&F will not cover the costs.

Further information can be found at https://www.dentnet.de/krankenkassen/bkk-wirtschaft-finanzen-und-dentnet .

Insured members of the BKK W&F are additionally entitled to a special ADDITIONAL BENEFIT BUDGET OF 300 EUROS per pregnancy for reimbursements on the following topics:

• Reimbursement of the costs of non-prescription, pharmacy-only medicines if these are taken as an additional preventive measure due to pregnancy. The prerequisite for this is that the medication is not generally excluded from cover and a gynecologist issues a corresponding private prescription.
• Alternatively, the budget can also be used for certain preventive examinations (toxoplasmosis test, serological examinations for infections, e.g. HIV), the paid participation of the husband insured with the BKK W&F in a childbirth preparation course, or a paid midwife on-call service between the 30th and 42nd week of pregnancy.

Important: Reimbursement documents must be received by the BKK W&F by March 31 of the following year at the latest. Ultrasound examinations are no longer part of the budget due to a legal prohibition.

If you are unable to find a midwife locally or if they are unable to offer all statutory services, KELEYA will also support you. The midwife consultation hour offers expectant and new mothers the opportunity to have a telephone conversation or text chat with a certified midwife, available 365 days a year from 07:00 to 22:00.

The midwife consultation is part of the Keleya app and can be used directly here.

Further exclusive services of the BKK W&F in the keleya app:

• Personalized home feed
• Symptom tracker
• Pregnancy knowledge
• Important checklists
• Live sessions on topics such as: Birth preparation, postpartum, breastfeeding, baby handling, but also workouts such as yoga, fitness or meditation
• Online birth preparation course also in English
• Online breastfeeding course
• Online postnatal course
• Online course first aid for babies & children
• Premature birth module

Note: If your midwife offers antenatal and postnatal classes on site, you should also prioritize these classes on site. If you are unable to attend any on-site courses, you are welcome to take advantage of the online offer via the Keleya app.

A miscarriage is physically and emotionally very stressful. The duration of maternity leave depends on the week of pregnancy in which the miscarriage occurred:

• from the 13th week up to 2 weeks
• from the 17th week up to 6 weeks
• from the 20th week up to 8 weeks

An informal medical certificate stating the date and week of pregnancy is required for payment.